I’m Jack Pardi, a licensed Ohio mortgage loan officer (NMLS 2408286) with DNVR Lending. I grew up in Columbus, and I help Ohio homeowners use their home equity to retire on their own terms. That covers Columbus and Central Ohio, Cleveland, Cincinnati, Dayton, Toledo, and everywhere in between.
Some private reverse mortgage programs through DNVR Lending start at age 55, and FHA-insured HECMs start at 62.
Get My Reverse Mortgage Estimate → · Call 614-348-0916
What a reverse mortgage can do for Ohio homeowners
- Pay off your current mortgage so there’s no monthly mortgage payment
- Set up a line of credit that grows over time, for healthcare costs, home repairs, or peace of mind
- Add steady monthly income alongside Social Security and savings
- Buy a home closer to family or downsize with a reverse mortgage for purchase
Options I offer in Ohio
- HECM (FHA-insured), 62+: 2026 lending limit of $1,249,125
- Private reverse mortgages, 55+ with some programs: for higher-value homes or earlier planning
- HECM for Purchase: buy your next Ohio home with no required monthly mortgage payment
Working with me from anywhere in Ohio
Everything happens by phone, video, and secure e-sign. Your appraisal and closing happen locally. HUD-approved counseling is required for HECMs, and I’ll help you schedule it. Adult children are welcome on every call, since a lot of my Ohio clients loop in family.
Questions first? Read my plain-English reverse mortgage guide. The way the loan works is the same in Ohio, aside from the state-specific notes.
Also licensed in Colorado: Reverse mortgages in Denver →
Frequently asked questions
Can I get a reverse mortgage at 55 in Ohio?
Possibly. HECMs require age 62, but some private programs available through DNVR Lending start at 55.
Do I keep my home?
Yes. You keep the title, as long as you live there as your primary residence, pay property taxes and insurance, and maintain the home.
Is a reverse mortgage a good idea in Ohio, where home values are lower?
It depends on your equity and goals. On lower-value homes, a HECM line of credit or paying off an existing mortgage is often the strongest use. I’ll show you real numbers before you decide.
Do I need to meet in person?
No. I work with Ohio clients remotely, and closing happens with a local notary or title company.
What happens when I pass away?
Your heirs can sell the home or pay off the loan and keep it. With a HECM, they never owe more than the home’s value.
Jack Pardi, NMLS 2408286. DNVR Lending LLC, NMLS 2403751. Equal Housing Opportunity. Borrowers must occupy the home as a primary residence, pay property taxes, homeowners insurance, and HOA dues, and maintain the home, or the loan may become due. Loan balance grows over time. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Not all borrowers will qualify; age requirements vary by program.